6. . 9. What bolt on "Goodies" are included? Many insurance policies are now very basic and you can add extra features and services at an additional cost. 5.In the UK it is law that you have current motor insurance if you want to drive on the public roads. Do you have your house insurance with the same provider? If you have your vehicle insurance and house insurance with the same insurer, they will usually give you a bigger discount on your premiums. This will result in a delay in getting your car fixed and back on the road. It lets you claim loss of earnings from the insured driver who is at fault. Here are 10 ways to help you get cheaper motor insurance. This will speed up the process in getting your vehicle fixed. The insurance pays for the legal fees of the court case. 10. Legal Protection insurance This insurance is there to cover you if you are involved in an accident that is not your fault. 1. The higher your excess is, the lower your premium will be. With the use of the net it is a very easy task. When is the courtesy car supplied? Does your car need to be a write off or only damaged? Do you have to pay additional insurance on the courtesy car? If this option is not required then remove it from your policy and save. If the insurers do not think you will win, they will not pay the lawyers to have a go and hope for the best. How much is your excess? Your policy excess is the amount of money you are willing to pay at the beginning of a car insurance claim. You may have to itemise some high value belongings with the insurance company before they are covered, so check first. Often when you buy a brand new car, this service is included for the first 2 years. There is no cost for you to change insurers, and companies often provide new customers with extra bonuses. If you can implement some or all of these, you will possibly save some money on your motor insurance. 4. Different companies have special offers at different times so you might be able to switch to a provider that has a current deal on when you are looking to switch. 8. This is also an advantage as you only have to remember one set of details in the event of an accident. Authorised repairers Often insurance companies will allow you to get your vehicle repaired immediately by using one of their authorised repairers.

Check your policy as you may have different amounts of excess for different drivers or different types of damage. Ask yourself, do you need all of the extras that are provided? 3. If you have to get three quotes from three separate repairers you will spend time organising paper work and running around.

Roadside Breakdown Assistance Does your policy include breakdown assistance? If you already are a member of a breakdown service, then there is no need to be paying twice. All of these claims are assessed on the possibility of winning the case.

Calculate how much the difference is, as you may still be saving money over the year with a slightly increased premium if you have the use of the money instead of the insurance company. How do you pay for you car insurance Paying your bills month by month is much easier on your cash flow, however some insurance companies charge you an additional amount for this pleasure. Shop around every year for a better deal To get the best deal on your motor insurance, you need to compare insurance providers, preferably every year. Personal Belongings Does the Centrifugal swiches of dispart horsepower policy included any of your personal belongings in the vehicle or replacing the locks after the event that you loose your vehicle keys? This add on can be very important if you usually carry expensive equipment like cameras in your car. So, why pay more for your motor insurance if you don't have to. Confirm with your insurer to see if they charge an additional cost for this service. 2. Courtesy Cars You need to find out if a courtesy car is included in your policy. After all the cash is better off in your pocket instead of theirs.

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